Mobile Banking

Today, you can do almost anything right from your phone – from ordering groceries to researching your latest curiosity – so why shouldn’t banking be the same? At Severn Savings Bank, we believe that the power of managing your finances should be at your fingertips – literally. Simply download our Severn Savings Bank mobile app and enjoy free access to mobile banking services that make it easier than ever to view your account, make deposits, and search for ATMs while on the go (message and data rates may apply).

Mobile Banking Demo

 

Mobile Banking Features   

Checking your account balances is easy with our mobile banking app.  Within the app, you can also: 

• View account activity
  
• View balances on any outside accounts that you have added to Online Banking
  
• Make transfers - fixed and recurring
  
• Pay bills
• Send and receive money quickly and easily with Zelle®
• Deposit checks (for help on mobile check deposits, please see the sections below)
  
• Access our MySpending tool to help you budget, track spending, and meet your financial goal
• Access our My Credit Score to monitor your credit score, view credit activity and review helpful articles to improve or maintain your credit score
• Biometrics (FACE ID) for iPhone and Android Users
• Multifactor Authentication that matches security settings enable in online banking
• Search for nearby ATMs and branch locations
  

If you don’t have a smartphone, you can still take advantage of our mobile text banking. By using simple text commands, you can receive a summary of your available balance and view recent transactions. 

Take your financial success into your own hands and set up mobile banking today.

 

Enrolling in Mobile Banking

Before enrolling in mobile banking, you must have an active Severn Savings Bank account and a mobile device that supports web browsing.  If you’re not already enrolled in Online Banking, you’ll need to download our mobile app on your smartphone or tablet and select “Enroll Now” to begin the enrollment process.  If you’re already enrolled in Online Banking, once you’ve downloaded our mobile app you can simply accept the terms and conditions, answer the two security questions you set up in your Online Banking profile, and enter the mobile phone number associated with your Online Banking profile. Visit your app store below to quickly find our app, Severn Savings Bank, and download it.

Using Our Mobile Check Deposit

Mobile Check Deposit is available on your smartphone. Customers who are currently enrolled in Mobile Banking can begin by following a few simple steps.

1. Open the App and select "Check Deposit."
   
2. Endorse the back of the check and note "mobile check deposit only." (Required)
   
3. Take a picture of the front and back of your endorsed check. Be sure to endorse the back of the check and note "mobile check deposit only."
   
4. Select the account to receive the deposit, enter the amount and your email address.
   
5. Hit “submit” and you will receive a confirmation message letting you know that the deposit has been received in seconds. Please note that the initial confirmation message does not mean that the deposit has been approved.
   
6. After the check has been reviewed, you will receive a second email notification to let you know if the deposit has been approved or rejected.
   

Deposits made before 4:00 p.m. will typically be available the next business day.  Deposits made after 4:00 p.m. EST will typically be posted within two business days. Items deposited will not be available for viewing in Online Banking until daily processing has been completed. Processing days for Mobile Check Deposit are Monday through Friday, except federal holidays.

When making a deposit, we suggest that you hold on to your check until you see the deposit posted to your account. After that, you can securely destroy the original check.

 

Touch & Face ID

With our mobile banking app you have the ability to access your device securely, with minimal effort, using Touch ID or Face ID.   Advantages of this service include:

• Easy and convenient to use
• Available on any Apple or Android device
• Provides a higher level of security
• No cost to use

After downloading the Severn Savings Bank app, you will be asked if you would like to enable Face ID or Touch ID.  Follow the steps to set up or enroll.  If you decide you no longer want to use this feature, simply remove by going to settings to disable Touch ID or Face ID. 

If you need assistance enabling Touch ID or Face ID visit a branch near you for assistance.

Set Up Mobile Text Banking

No smartphone, no problem! Access your accounts by using simple text commands with our Mobile Text Banking.

Log in to Online Banking

1. Select Alerts and then Settings
2. Click on "Enroll to receive text alerts" and enroll your phone number and mobile carrier service
   
3. Read and accept the Mobile Banking Terms and Conditions
   
4. Select the Text Banking option
   
5. A 6-digit activation code, that must be used within 24 hours, will be sent to your mobile device to complete the enrollment process
   
6. To access your account information, send a text to (331)704-1256 and use one of the following commands below:
   

List of Command Descriptions

• Stop - S - Deactivate all text services
  
• Balance - B - Summary of available balance
  
• History - H - Summary of recent transactions
  
• Command - C - List of available text commands
  
• Help - HE - Content help
  
• Login - L - URL address
  

Please note, message and data rates from your mobile service provider may apply.

Benefits of the MySpending Tool

MySpending makes managing your finances easy! Our MySpending tool can help you keep track of all your accounts with us. With the MySpending tool, you can track spending, set up budgets, and manage debt in a safe and secure environment. MySpending is free and available to our personal online banking customers.

Learn how the MySpending tool can make managing money easier for you.

Using the MySpending tool, you can know...

• How much money you can spend and not impact your scheduled bill payments
  
• If you can afford a night out
  

With automatic categorization of each transaction and MySpending alerts, you can know...

• How much money you spend on groceries, restaurants, or entertainment each week
  
• If you are about to go over your monthly restaurant or shopping limit
  
• How much you spend over and above your regular expenses
  

With the MySpending Overview, you can know...

• How many times you went to your favorite restaurant last month
  
• How much money came in and how much money went out last month
  
• What your average monthly spend was for things such as shopping and groceries